Preventive planting insurance hit our area in 2011. It looks like it is hitting again. We counted 20 fields near us not planted and I don't know if they will go to beans or not. It looks like not.
Right near those fields others busted their butt to get something planted. Who was the dummy? The guy for planting or the guy taking the insurance check?
In any of these situations, each one is entirely different in my mind. Just do the math and you can see no two farmers are alike in how they try to plant or how they use insurance to offset their risk.
Our good planting days came and went with showers and not much heat. Stands here look pretty good but there are many empty fields. I don't know who is right but as the thread suggests, this kind of tactic can't go on forever.
Will large claims cause insurance change? It always does. It just bugs the farmers who plant to watch others not plant.
Preventive planting acres are a great place for a farmer to learn how to use cover crops to control weeds, build soil properties and a whole host of things. Many took advantage of that here in 2011, our record year for cover crops so far. I asked my friend Bruce, a local Pioneer dealer and go to CCA how his worked? He said I didn't get a good comparison run but I can't honestly tell you the radishes and peas etc made any difference.
So, is preventive planting insurance worth the cost nationally or is is abused beyond its intent?
Ed Winkle
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